Financing
Informed buyers make better decisions. Trained operators make better production. DCA exists for both.
How we work
Capital equipment is a long decision. The payment structure shouldn’t slow it down.
A Crest press is a capital decision. DCA helps you identify the right financing structure and connects you with equipment financing partners so the right press doesn't have to wait for the right budget cycle.
Flexible Financing Options
Different businesses have different cash flow, tax, and ownership needs. DCA helps customers evaluate the full range of common equipment financing structures and finds a lender who can execute on the right one.
True Lease — Operating Lease
Also called a Fair Market Value Lease. A True Lease lets you write off each lease payment as an operating expense. When the term is up, you have four options: renew the lease, upgrade the equipment, purchase it at Fair Market Value, or return it. This structure is a good fit for manufacturers who want lower monthly payments and flexibility at end-of-term.
Capital Lease
A Capital Lease is designed for customers who intend to own the equipment at the end of the payment period. The buyout at end-of-term is typically $1 (or $101, depending on state tax laws) — so for practical purposes, you walk away owning the press outright.
Rental Agreement
A Rental Agreement lets you structure the deal as a straight rental over a term that fits your needs. This is useful for shorter-term needs, seasonal capacity expansion, or situations where capital budget constraints rule out a purchase or traditional lease.
Equipment Finance Agreement (EFA)
An EFA is a simple loan against the equipment. You own the press from day one, make your payments, and at the end of the term you are done. Most EFAs can finance the equipment itself plus shipping, taxes, warranties, tooling, and installation in a single agreement.
Deferred Payments
Manufacturers often need time to install the press, train operators, and get production running before new payments start hitting cash flow. A 90- or 180-day deferred payment structure gives your business time to ramp before monthly payments begin. Deferred payments can typically be layered onto the other structures above.